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Tips for Buyers
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Thursday, April 1, 2010 @ 8:53:00 AM - Written by Ryan Vaught - 0 comments
You can now search by REO/Bank owned status, foreclosures and short sales. All listings are updated several times a day for accuracy.
Thursday, November 5, 2009 @ 2:11:00 PM - Written by Ryan Vaught - 0 comments
Good news for home buyers who haven't owned a home in the last 3 years and for current home owners who have lived in their home at least 5 years and want to buy a new principal residence. The $8,000 tax credit has been extended for FTHB (first time home buyers) and a new tax credit of $6,500 will be given to buyers who buy a new principal residence and have lived in their current property for at least the past 5 years.
Tuesday, November 3, 2009 @ 4:42:00 PM - Written by Ryan Vaught - 0 comments
Finally! We've made it to the #1 home buyers mistake that can cost you:Waiting for the market to improve or not buying at all.

No one can can read the future and knows exactly where the market is going, so trying to time your home purchase...
Thursday, October 29, 2009 @ 9:01:00 AM - Written by Ryan Vaught via NAR - 0 comments
We are not out of the woods yet, but there is some light at the end of the tunnel. Senate has approved the extention, so we shall see if it makes it's way up the tree. Senate leaders of both parties and key Senate Finance Committee members and staff, and tax credit sponsors Dodd-Lieberman-Isakson have agreed on extending and expanding the housing tax credit.
Tuesday, October 27, 2009 @ 4:23:00 PM - Written by Ryan Vaught - 0 comments
Having a back-out plan is a must for smart home buying. If the home has an irresolvable flaw, it doesn't appraise for the purchase price, or your lender refuses to fund your loan, having contingencies on your contract gives you the right to cancel the transaction. Think about it this way: would you spend $100...
Wednesday, October 14, 2009 @ 10:02:00 AM - Written by Front - 0 comments
300 pages. A pen. A table. And you. Thus starts the surreal experience of signing your closing papers to get the keys, possession and mortgage payments that go with your new home. Most homebuyers know they should read these papers, but have no clue what to look for and wonder if they should be...
Tuesday, October 6, 2009 @ 4:00:00 PM - Written by Ryan Vaught - 0 comments
Let's face it -- you won't have time to read that six-inch stack of legal documents at the closing table. Fortunately, there are a select few documents and items that are truly critical, and you can request a copy of these in advance...
Thursday, October 1, 2009 @ 4:08:00 PM - Written by Ryan Vaught - 0 comments
Even if a home looks flawless, it's a mistake to assume that it's actually problem-free. All homes have defects -- even fairly new ones and brand new ones. So even though home inspections fall on the buyers list of things to pay for, getting a professional inspection before making the commitment to buy is...Here's a glance at how home inspections are supposed to work
Tuesday, September 15, 2009 @ 10:06:00 AM - Written by Ryan Vaught - 0 comments
First time buyers have up to November 30th to close on the house in order to collect their tax credit. This means if you are on the fence, get something in escrow in the next 30 days! For more questions on this credit call or send us an email. More details on the credit is below. Read the full post for more information on this credit.

Monday, September 14, 2009 @ 2:03:00 PM - Written by Front - 0 comments
Buying the first house you look at it is kind of like marrying the first person you go on a date with -- not necessarily a good idea. The average homebuyer looks at least...
Thursday, September 10, 2009 @ 8:20:00 AM - Written by Ryan Vaught - 0 comments
Make sure to read the blog and see how you can be entered in a give away for dinner for two at Tres Hombres!
Wednesday, September 2, 2009 @ 1:38:00 PM - Written by Ryan Vaught - 0 comments
In all your excitement about the prospect of buying a house, you'll be tempted to twist your financial numbers so you appear more desirable to a potential lender. Instead of admitting the balance on your Visa is $7,000, you give the more rosy figure...
Tuesday, September 1, 2009 @ 11:52:00 AM - Written by Ryan Vaught - 0 comments
We have rolled out a new map feature to make searching easier! Please let us know what you think, or if you have any other suggestions for our sites, let us know!

You will now see a map of all properties above the search results!
Monday, August 31, 2009 @ 1:36:00 PM - Written by Ryan Vaught - 0 comments
Onto mistake #6 of home buying mistakes. Make sure to read the blog and see how you can be entered in a give away for dinner for two at Tres Hombres!
Wednesday, August 26, 2009 @ 1:29:00 PM - Written by Ryan Vaught - 0 comments
Ambitious first time buyer? Want a custom home but can't afford to buy new? Not afraid of spending some cash and possibly getting your hands dirty and doing some work yourself? Like the neighborhood and the price but not the condition? If you answered yes to these questions then...
Tuesday, August 25, 2009 @ 3:16:00 PM - Written by Front - 0 comments
On to mistake #7 of the 10 mistakes home owners make that can cost them. Make sure to check out the past 3 weeks of blogs for mistakes #8, 9 & 10 if you missed them...Also, make sure to check back at the end of the week to get the chance to be entered in a free give-away!

Friday, August 21, 2009 @ 4:29:00 PM - Written by Ryan Vaught - 0 comments
Here are the last two steps, #4 & 5 to choosing a neighborhood. If you missed the others, check out my blogs from earlier this week. Hope these tips have helped you in your home search.

STEP 4 -- Find the Clues

Once you've done the background research, visit neighborhoods that made the preliminary...
Wednesday, August 19, 2009 @ 3:18:00 PM - Written by Ryan Vaught - 0 comments
5 steps to finding a place where you belong

Steps #2 & #3. Check Monday's blog for step #1 on how to choose a neighborhood.

STEP 2 -- Zero In on the Area
If you're moving within the same city, you probably already know the various neighborhoods. Choose the ones that best match your list of wants. If you're moving to a new city, you'll have to do more research. This is where...
Monday, August 17, 2009 @ 3:32:00 PM - Written by Ryan Vaught - 0 comments
Week 3 of my 10 week series on home buying mistakes that can cost you. This week we're looking at mistake #8, "Not Researching the Neighborhood".

Here's the scenario: You've just moved into your dream home but you didn't have time or didn't even think to research the neighborhood and now, due to not liking the neighborhood, you are thinking your dream home might be your nightmare home...
Friday, August 14, 2009 @ 4:48:00 PM - Written by Ryan Vaught - 0 comments
Boost your odds for a successful resale down the road with these four essentials

As promised from Wednesday here are #3 & #4 In-Demand Amenities to look for in your next house...#3: Modern Musts
Many buyers, 46% to be exact, are looking for a home with...
Wednesday, August 12, 2009 @ 2:33:00 PM - Written by Ryan Vaught - 0 comments
If you're buying an investment property, buying your first home or buying your dream house it's important to think about the amenities. If you plan wisely and purchase a property with these following "in-demand" amenities then when you go to sell...
Tuesday, August 11, 2009 @ 2:19:00 PM - Written by Ryan Vaught - 0 comments
You want to think about purchasing a home that is a place that you and your family feel comfortable in, but don't forget the other side of it-home buying is probably the largest purchase you will ever make. When shopping for a home it is a good idea to consider...
Friday, August 7, 2009 @ 3:26:00 PM - Written by ryan vaught - 0 comments
Know Your Terms Before Looking for a Home

Before you begin house-hunting, it's best to know from your lender if you pre-qualify or are pre-approved for a loan. The distinction between the two is that...
Wednesday, August 5, 2009 @ 4:02:00 PM - Written by Ryan Vuaght - 0 comments
Get ready to learn a lot! For the next 10 weeks I will be blogging on some detrimental home buying mistakes that can really cost you. Some of them may seem obvious, but there is more to them than...Starting it off with #10, here they are:#10:Not getting pre-approved before house hunting

Thursday, July 30, 2009 @ 3:21:00 PM - Written by Ryan Vaught - 0 comments
As a follow-up from yesterday's post here are some more questions to ask yourself when you are searching for your next home...
Wednesday, July 29, 2009 @ 4:22:00 PM - Written by Ryan Vaught - 0 comments
Answering the following questions may assist you in determining the most important features you would like in your next home. It is important to prioritize your needs in housing and...
Wednesday, July 15, 2009 @ 4:36:00 PM - Written by, Ryan Vaught - 0 comments
#6. Ask questions to unearth hidden moving costs...
Monday, July 13, 2009 @ 4:01:00 PM - Written by Ryan Vaught, - 0 comments
Everyone knows if they have moved that moving is not only tedious but it can be quite pricey. Especially if you are moving a good distance. Here are some great tips I found from ...Tip # 1: If you don't need it, don't pay to move it.
Friday, June 12, 2009 @ 10:28:00 AM - Written by Ari Gagne - 0 comments
The short answer is no! Many lenders, thus realtors, interpreted the new FHA guideline to allow borrowers to monetize their future $8,000 first time home buyer tax credit for their 3.5% minimum down payment. THIS IS NOT THE CASE! The new guideline allows them to use their $8,000 tax credit for FURTHER down payment (on top of the 3.5% down payment) or for closing costs. Thus making the new guideline worthless in my opinion. Why worthless?
Monday, June 8, 2009 @ 11:27:00 AM - Written by Ryan Vaught - 0 comments
Details on the tax credit available to first time homebuyers, and their eligibility.
Thursday, May 21, 2009 @ 3:04:00 PM - Written by Ryan Vaught - 0 comments
Thinking about buying a home in Chico? If you are familiar with the area or not, here are some more good things to consider when house hunting. Check yesterdays blog for more things to consider.

3. Type of Housing...
Wednesday, May 20, 2009 @ 2:00:00 PM - Written by Ryan Vaught - 0 comments
Thinking about buying a home in Chico? If you are familiar with the area or not, here are some good things to consider when house hunting:

1. Location, Location, Location...

Wednesday, May 13, 2009 @ 2:58:00 PM - 0 comments
Many people have questions about how the federal housing tax credit for first time homebuyers works. Here is an answer from to a popluar question:

Wednesday, May 6, 2009 @ 1:58:00 PM - Written by Ryan Vaught - 0 comments
Getting yourself prepared to purchase a new home takes planning. When you currently own a home and need to sell the current home as well as purchase, the planning of the sale and purchase can be best managed with diligent consideration of the following items:

Friday, May 1, 2009 @ 2:48:00 PM - Written by Ryan Vaught - 0 comments
Buyers can be a little cranky on closing day if things go wrong during the walk-through inspection. For example, the sellers' dependable...
Wednesday, April 29, 2009 @ 3:02:00 PM - Written by Ryan Vaught - 0 comments
Here's a funny for your Wednesday and also some tips to go along with it for first time home buyers...
Thursday, April 9, 2009 @ 11:44:00 AM - Written by Ryan Vaught - 0 comments
As promised yesterday, here are some more things you will need to know if you are considering buying a foreclosure. Make sure to check yesterdays points to condsider if you have not already read them.

Wednesday, April 8, 2009 @ 10:42:00 AM - Written by Ryan Vaught - 0 comments
HLN money expert Clark Howard says, "The key to saving money is you don't look for a house that looks perfect, you look for a house that's a perfect deal that you can fix up for not too much money. You do that and you are going to save yourself a ton."

Tuesday, April 7, 2009 @ 10:29:00 AM - Written by INMAN NEWS - 0 comments
Loan servicers approved nearly three times as many short sales in the last three months of 2008 as they did in the first quarter of the year, but still completed close to six foreclosures for every short sale, according to a report issued by bank regulators today.
Sunday, March 15, 2009 @ 3:18:00 PM - Written by Kevin at LifeHacker - 1 comments
A former FICO executive, now head of VideoCreditScore, knocks down 10 common misconceptions and myths of the seemingly monolithic, impenetrable credit score. Learn the real deal on credit cards, frequent checking, and the 50-point "swings."Here's Andy Jolls dishing out 10 answers in 60 seconds:If you're at work or otherwise unable to watch video, follow the link below to the full post from I Will Teach You To Be Rich, where Jolls' 10 truths are outlined in good ol' text.
Tuesday, March 10, 2009 @ 3:37:00 PM - Written by Ryan Vaught - 0 comments
Here are a couple miscellaneous helpful tips for buyers on the search for their next home. These are just some good things to keep in mind as you make probably the biggest purchase you ever will.
Friday, March 6, 2009 @ 4:11:00 PM - Written by Ryan Vaught - 0 comments
Here is a little trivia for Friday. You never know, you may actually find one of these tidbits of information to be helpful in your next home search:
Thursday, March 5, 2009 @ 2:47:00 PM - Written by Ryan Vaught - 0 comments
Too many people who consider home ownership leave out the most important fact- what the mortgage will cost them...Home ownership is not for everyone. But if you think itís for you consider these following questions to decide if now is a good time for you to buy or if you should wait:

Tuesday, February 24, 2009 @ 2:03:00 PM - Written by Ryan Vaught/RIS Media - 0 comments
I found this interesting article from a Real Estate Website I read. I think it's an interesting read. I hope it helps you understand part of the Presidents stimulus plan that will affect the housing market a little better.

Tuesday, February 17, 2009 @ 2:29:00 PM - Written by Ryan Vaught - 0 comments
I want to share some more features of the home search on my website. Using these features will help make your home search more productive. Please follow along with the steps I explain to see what each feature entails. I will be sharing how to use the street map feature and advanced search feature. Read on to learn how to use these features...

Monday, February 16, 2009 @ 9:43:00 AM - Written by Ryan Vaught - 0 comments
This article explains some of the useful features my website has to offer when searching for a home in the Chico area. I will share two of the features I find to be very helpful- comparing favorites and the map feature. Later in the week I will share some more features and how you use them.
Thursday, February 12, 2009 @ 2:19:00 PM - Written by Ryan Vaught - 0 comments
The final walk-thru is your final opportunity as the home buyers for you to be certain that the home you purchased is in the same or similar condition as it was on the date of the initial contract. Read this blog to see my suggestions for what to look for and consider during the final walk-thru.
Wednesday, February 11, 2009 @ 1:58:00 PM - Written by Ryan Vaught - 0 comments
As I promised yesterday, here are the steps to avoid the "5 Big Mistakes Home Buyers Make" that I shared with you yesterday. You could end up saving thousands by avoiding these common mistakes. Step # 1: Ask mortgage bankers & lenders the right question to get the best loan for you based upon your needs & your financial on to find out more!
Tuesday, February 10, 2009 @ 6:34:00 PM - Written by Ryan Vaught - 0 comments
Review these mistake that are common to home buyers alike and then check back tomorrow when I will share how you can avaid making these mistakes.
Wednesday, February 4, 2009 @ 2:23:00 PM - Written by Ryan Vaught - 0 comments
Looking to hear some interesting but concise real estate news? Read on to find out my website of choice to get news from. It's a great easy site where you can just watch invididual news video clips like the ones seen on the nightly news but without all of the long commercials and fluff stories. Want to know what the site is? Read on...
Friday, January 30, 2009 @ 2:06:00 PM - Written by Ryan Vaught - 0 comments
As a follow up from yesterdays blog, here are four more smart reasons to use a professional real estate agent for your transaction. #1 A real estate agent can help educate you regarding the purchase agreement. If you have ever seen a purchase agreement then you know well what I am talking about! There is a lot of technical and legal garb to sort through and to read more...
Thursday, January 29, 2009 @ 2:15:00 PM - Written by Ryan Vaught - 0 comments
Reasons For Using A Professional Real Estate Agent in Chico are numerous. Here I give four compelling reasons why your real estate transaction will go smoother and more worry-free when using a good real estate agent. The first one is...They will work with you to find properties that meet your specific requirements such as location, price and amenities.
Monday, January 26, 2009 @ 1:00:00 PM - Written by Ryan Vaught - 0 comments
Taking a look at 6 Characteristics Of An Economically Healthy Neighborhood. This information is important to consider when purchasing your home or property.

Friday, January 23, 2009 @ 4:02:00 PM - Written by Ryan Vaught - 0 comments
As promised from yesterdays blog, here are some more home buying issues to consider. If you didn�t read yesterdays blog check it out to see the complete list of home buying issues to consider.
Thursday, January 22, 2009 @ 2:20:00 PM - Written by Ryan Vaught - 0 comments
These are some important issuses you may want to consider and prioritize as you look into buying a home in no specific order. Consider the issues that suit your needs and it will make the home buying process less overwhelming.
Thursday, January 15, 2009 @ 2:22:00 PM - Written by Ryan Vaught - 0 comments
A 3 Step Approach To Selecting The Right Property In Chico?Step #3

Your judgement as an educated/informed buyer.
Following steps one and two (see the last two blogs) and also doing your homework and knowing the market helps you to be an educated and informed buyer.

A local market report prepared by your agent.
For the Chico area please check out my daily market report on my website:

A whole house inspection.
This is something that is ty
Wednesday, January 14, 2009 @ 1:51:00 PM - Written by Ryan Vaught - 0 comments
Step #2 in the three step approach to selecting the right property.

After Viewing Each Property Ask Yourself These Important Questions...

What did I like about the property?
Write down all of the things you really liked about the property, I.E. a good location, in a good school district (if you have kids), close to work, a big backyard, a big walk in closet, etc.

What, if anything, would I want or need to change?
I, personally, would make this two lists- one of things that really nee
Tuesday, January 13, 2009 @ 2:53:00 PM - Written by Ryan Vaught - 0 comments
Step #1 of three practical steps that I will share on how to apprach selecting the right preperty.

There is no such thing as a perfect house. Use the 85% rule- make sure you are finding most everything you want (85%) in a house you purchase. Write a list of "must haves" such as a dishwasher, 2 car garage, and three bedrooms. Then write a list of "would like to have" items such as a pool, a hallway bathroom and walk in closet in the master bedroom. It may sound wierd but it is also a goo
Friday, January 9, 2009 @ 2:32:00 PM - Written by Ryan Vaught - 0 comments
How to Pick a Qualified Realtor to Help Sell Your House

The best real estate agents in today's Chico marketplace are becoming even better about marketing the homes they list to the public, and to other agents who have potential buyers.